Together we step into the future with confidence.

Retirement Planning

Preparing for your retirement requires careful planning to ensure your assets and your lifestyle will be supported. Stepright Capital Planning walks you through a process to ensure your plan meets your retirement goals. This one area of your future can easily dominate your other financial goals, so Stepright works with you to plan for retirement, while also planning for other aspects of your financial future. The average life expectancy is increasing, and quality of life in retirement can be determined by the quality of your planning and preparation for this major event.

There are four major pillars in retirement for most Canadians:

  • Canada Pension Plan
  • Old Age Security

    (and possible Guaranteed Income Supplement)

  • Employer Sponsored Pension Plans

    (Defined Benefit Plans, Defined Contribution Plans, Deferred Profit Sharing Plans)

  • Personal Savings Plans

    (Registered Retirement Savings Plans, Spousal Registered Retirement Savings Plans, and Tax Free Savings Accounts)

Stepright Capital Planning advisors work with your unique situation to develop a retirement income planning strategy that is tax-efficient and meets your income needs. We will help you determine what age you can retire, and how much you need to retire – while meeting your financial goals every step of the way.